Legal Disclaimer

Effective Date: February 28, 2026

Not Professional Advice

This Service Does NOT Provide:

• Tax advice — We are not belastingadviseurs or tax professionals
• Legal advice — We are not lawyers or legal advisors
• Investment advice — We are not registered investment advisors
• Immigration advice — We are not immigration lawyers
• Accounting services — We are not chartered accountants

What We Provide:

• Financial simulation tools based on publicly available tax laws
• Scenario modeling to illustrate potential outcomes
• Comparative analysis across jurisdictions
• Educational information about tax systems
• Corporate tax modelling for BV and holding structures (indicative only — not accounting or legal advice)

Consult Qualified Professionals

Tax Matters

Consult a belastingadviseur (Dutch tax advisor) or qualified tax professional in your jurisdiction.

Legal Matters

Consult an attorney licensed in the relevant jurisdiction(s).

Investment Decisions

Consult a registered financial advisor or investment professional.

Immigration

Consult an immigration lawyer licensed in your target country.

No Guarantee of Accuracy

Tax Laws Change

Tax regulations are subject to:

• Legislative changes
• Court rulings
• Administrative interpretations
• Retroactive modifications

Our models may not reflect:

• Recent changes (laws updated after our last model update)
• Pending legislation
• Jurisdiction-specific variations
• Individual circumstances that affect taxation

Assumptions and Limitations

Our simulations are based on:

• Simplified models of complex tax systems
• Standard assumptions about market returns
• Generic scenarios that may not match your situation
• Publicly available information

We cannot account for:

• Individual tax treaties
• Special circumstances (disabilities, exemptions, etc.)
• Future changes in tax law or policy
• Specific treaty provisions
• Local interpretations of tax law

Your Responsibility

Due Diligence

You are responsible for:

• Verifying all information
• Consulting with professionals
• Understanding tax implications
• Ensuring legal compliance
• Filing accurate tax returns
• Maintaining proper documentation

Consequences

You bear all risk and responsibility for:

• Financial decisions made using our Service
• Tax filing accuracy
• Migration planning
• Investment choices
• Legal compliance

No Liability for Outcomes

Financial Losses

• Investment losses
• Tax penalties
• Interest charges
• Opportunity costs
• Migration costs

Legal Consequences

• Tax audits
• Penalties or fines
• Legal disputes
• Immigration denials
• Contract breaches

Errors or Omissions

• Calculation errors
• Outdated information
• Missing factors
• Misinterpreted laws
• Software bugs

Specific Disclaimers

Box 3 Calculations

Our Box 3 modeling:

• Based on 2026 rates (as of our last update)
• May not reflect pending reforms or final 2026 rates
• Uses standard assumptions about asset allocation
• Does not account for special situations (entrepreneurs' exemption, green investments, etc.)

Migration Scenarios

Our migration analysis:

• Assumes legal migration pathways exist
• Does not verify visa eligibility
• Ignores non-tax factors (healthcare, education, quality of life)
• May not account for exit taxes in detail

Real Estate Modeling

Our property analysis:

• Uses generic assumptions about property markets
• Does not account for specific properties or locations
• Simplifies complex property tax rules
• Does not consider zoning, permits, or regulations

Monte Carlo Simulations

Our risk modeling:

• Based on historical market behavior
• May not predict future outcomes
• Uses simplified probability distributions
• Cannot account for "black swan" events

Jurisdiction-Specific Notices

Netherlands

This tool provides general information about Dutch tax law. It does not:

• Replace professional tax advice
• Constitute official tax guidance
• Guarantee compliance with Dutch tax law

For official information, consult:

• Belastingdienst (Dutch Tax Authority): https://www.belastingdienst.nl
• A registered belastingadviseur

United Arab Emirates

UAE tax law is evolving (corporate tax introduced 2023). Our models may not reflect:

• Recent tax changes
• Free zone regulations
• Emirate-specific rules

Switzerland

Swiss taxation varies by:

• Canton (26 different tax systems)
• Commune (over 2,000 tax jurisdictions)
• Residence status

Singapore

Singapore tax law includes:

• Complex residency rules
• Tax treaties (over 80 countries)
• Special schemes (HNWI, family office)

Monaco

Monaco residency has strict requirements:

• Proof of sufficient funds
• Clean criminal record
• Approved housing

Data and Privacy

While we do not store your financial simulation inputs:

• You are responsible for data you enter
• Do not enter sensitive personal information beyond what's required
• Review our Privacy Policy for details

Service Limitations

Technical Issues

We are not liable for:

• Software bugs or errors
• Service interruptions
• Data loss
• Security breaches
• Third-party service failures

Internet and Devices

You are responsible for:

• Internet connectivity
• Device compatibility
• Browser settings
• Security of your devices

No Endorsements

Third Parties

References to third-party services (Stripe, Vercel, etc.) are not endorsements.

Jurisdictions

Inclusion of a jurisdiction in our tool does not constitute:

• Recommendation to relocate there
• Endorsement of its policies
• Legal approval of migration

Educational Purpose Only

This Service is intended for:

• Educational purposes
• Preliminary scenario analysis
• General financial literacy
• Informed discussions with professionals

NOT for:

• Tax filing
• Legal compliance
• Investment execution
• Final decision-making

Updates and Changes

This disclaimer may be updated to reflect:

• Changes in law
• Service updates
• Legal requirements

Check this page regularly for updates.

Acknowledgment

This disclaimer was last updated on February 16, 2025.
Use of VERZOR constitutes acceptance of this disclaimer and all associated risks.